求助：VIP积分充值系统安装出错

今天我安装VIP充值系统这个插件的时候
出现MYSQL错误...自己又看不懂  请大家帮帮忙啊~万分感谢！


MySQL Error
Message: MySQL Query Error
SQL: CREATE TABLE IF NOT EXISTS uch_mardpay ( `pid` int(8) NOT NULL auto_increment, `payno` varchar(32) NOT NULL, `payuid` int(8) NOT NULL, `paymcard` double(10,2) NOT NULL, `paynote` varchar(100) default NULL, `paytext` varchar(100) NOT NULL, `paytime` datetime default NULL, PRIMARY KEY (`pid`) ) ENGINE=MyISAM DEFAULT CHARSET=gbk;
Error: You have an error in your SQL syntax. Check the manual that corresponds to your MySQL server version for the right syntax to use near 'DEFAULT CHARSET=gbk' at line 10
Errno.: 1064
请大家帮帮忙~~~

好心的人儿呐~帮帮忙啊！