yhoo风格的VIP插件出错叻。

MySQL Error
Message: MySQL Query Error
SQL: CREATE TABLE IF NOT EXISTS uchome_mardpay ( `pid` int(8) NOT NULL auto_increment, `payno` varchar(32) NOT NULL, `payuid` int(8) NOT NULL, `paymcard` double(10,2) NOT NULL, `paynote` varchar(100) default NULL, `paytext` varchar(100) NOT NULL, `paytime` datetime default NULL, PRIMARY KEY (`pid`) ) ENGINE=MyISAM DEFAULT CHARSET=gbk;
Error: You have an error in your SQL syntax. Check the manual that corresponds to your MySQL server version for the right syntax to use near 'DEFAULT CHARSET=gbk' at line 10
Errno.: 1064
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        VIP插件无论怎样都是提示上面这个错误。怎么办？
         谁帮帮忙啊。